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State Farm® Insurance Agent Ronald Wang

12880 Rancho Penasquitos Blvd Ste D
San Diego, CA 92129-2966

Across the street from Starbucks Coffee on Rancho Penasquitos Blvd.

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


12880 Rancho Penasquitos Blvd Ste D
San Diego, CA 92129-2966


English, Spanish, Cantonese, Mandarin, Chinese (Other)

***At this time, online quoting is not available. Please call, text, visit, or ask us for a quote today. Our State Farm Insurance team is ready to serve your financial and insurance needs!

Hello current and future customers! I’m a San Diego State Farm Agent located in Rancho Penasquitos. I’m focused on providing prompt professional service, and offer industry leading insurance products back by State Farm. With my team, our mission is to provide a great insurance experience to State Farm customers, and assist in a fun and friendly environment where teamwork rules!

My Agency is conveniently off of the Poway Road/Rancho Penasquitos exit on the 15 freeway, and is across the street from a local Starbucks. We have been at the same location for over 40 years, and service many generations of local families for their insurance and financial service needs. More importantly, rain or shine, any time you need us, you only need to call our office number to reach a team member. Additionally, as a full-service State Farm insurance agency, we offer State Farm insurance to protect what’s important to you. Whether it’s your home, your business, your autos, to your family with life insurance, to our health insurance products, we're here to protect the unexpected on what matters most. We are also a multi state agency licensed to assist in California, Arizona, Oregon, and Nevada.

With that, a little about me, I grew up in Poway, CA, and graduated from San Diego State University with a degree in General Communication in 2004. In 2017, with Minhchi, we started our family when Ron Jr. was born in Tampa, Florida. I enjoy sports and love watching anything baseball, football, and basketball. I'm also working on my golf swing. Professionally, I began my career with Enterprise Rent-A-Car as a management trainee, where I leaned how to operate a business with a customer and employee first emphasis. All at the same time, I was washing and vacuuming cars in a suit and tie. In 2018, I decided to join the State Farm family to be closer to San Diego, and begin a new chapter in my career. As your agent, you can expect me to remain focused on my customers and my employees success. The same focus that has led me to achieve numerous recognition and success with Enterprise. My last position with them was a Group Manager overseeing their entire CarSales operation out in Tampa, FL. Thank you in advance for your consideration, and my team and I look forward to servicing your insurance and financial service needs!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our Mission is to provide a great insurance experience to our customers and assist in a fun and friendly environment where teamwork rules.

Our award winning office has been at the same location for over 40 years, and we have served many generations of local families in San Diego County for their insurance and financial service needs. Additionally, we service California, Arizona, Nevada, and Oregon, to help consolidate your insurance policies. Give us a call for a quote today, and be a part of our insurance family. English and Chinese speaking office. Thanks in advance for the opportunity to serve you!


Valerie Reinholtz

Office Manager

I am a San Diego native and am fortunate to live by the bay with a beautiful view of our sunsets. I have two daughters, and 4 grand children. I love sailing, hiking and enjoying the outdoor life San Diego has to offer. I look forward to helping you with your insurance needs!


Linda Chan

Customer Relations Representative

Hello State Farm World! My name is Linda Chan. I am a San Diego native, who was born, raised and also attended school here in San Diego. What can I say, sunny San Diego has been my backyard for most of my life. I guess you can say I know this place very well. After high school, I graduated with a Bachelor of Science in Business Management from San Diego State University. Go Aztecs!! While spending most of my professional career in Commercial Real Estate, ready for a fresh new challenge, I joined RCW Insurance Services in 2022 as an Account Representative.

My goal in insurance is to combine the skills and knowledge that I've acquired from my prior career, and apply it towards assisting my Customers in securing insurance that is most well-suited for their current and evolving needs. My approach allows for flexibility in adjusting individual insurance needs, at every stage and milestone of life. I enjoy getting to know my Customers and learning about “their story”, this allows me to provide recommendations for insurance coverage, based on their specific coverage goals.

I would love to chat with you and get to know your story. Give me a call today to go over any of your insurance needs.

Some fun facts about me:

I married my High School sweetheart. We have two beautiful children together, Christian (6) and Charlotte (2). On weekends you can find me spending time with my Family, whether it is an adventure around San Diego, or just a lazy Sunday at home. Family time is definitely the most treasured time for me.

My superpower is multi-tasking. Being Mommy to two little ones, you have to find ways to do it all, while still maintaining some form of sanity... all at once.

My hobbies include collecting anything and everything Hello Kitty and online shopping via Amazon Prime.

My favorite quote “A girl should be two things: classy and fabulous.” ― Coco Chanel.


Kelly Heng

Customer Service Representative


Tanya Cruz

Account Manager


Jennifer Vermeren

Assistant Office Manager