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State Farm® Insurance Agent

Ronald Wang

12880 Rancho Penasquitos Blvd Ste D
San Diego, CA 92129-2966

Across the street from Starbucks Coffee on Rancho Penasquitos Blvd.

Profile photo of a State Farm Agent named: Ronald Wang

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


12880 Rancho Penasquitos Blvd Ste D
San Diego, CA 92129-2966


English, Spanish, Cantonese, Mandarin, Chinese (Other)

***Online quoting is available for Auto Insurance. Please let us know what you're looking for online, call, text, visit, for a quote today. Our State Farm Insurance team is ready to serve your financial and insurance needs!

Hello, current and future customers! I’m your San Diego State Farm Agent based in Rancho Penasquitos. My agency is passionate about providing top-notch service as my dedicated team and I are here to address your financial and insurance needs.

A Bit About Us: We are conveniently located off the Poway Road/Rancho Penasquitos exit on the 15 freeway. For the past 40 years our agency has been serving the community and its wonderful residents. Rain or shine, we're just a call away, ready to assist you in a fun and friendly environment where teamwork rules. As a full-service State Farm insurance agency, we're licensed to operate your insurance needs in California, Arizona, Oregon, and Nevada.

A Glimpse into My Background: I'm a proud Poway native and San Diego State University graduate with a degree in General Communications. In 2017, I embarked on the journey of parenthood with the arrival of my son, Ron Jr., in Tampa, Florida. When I'm not immersed in the world of insurance, or spending time with my family, I enjoy watching baseball, football, and basketball, and I'm actively refining my golf swing.

Professional Journey: My career kicked off with Enterprise Rent-A-Car as a management trainee, where I learned the ropes of running a business with a customer and employee-first emphasis. Having achieved recognition and success with Enterprise, including my role as Group Manager overseeing their entire CarSales operation in Tampa, FL. In 2018, I decided to move back to San Diego, and made the exciting decision to join the State Farm family. As your agent, you can expect me to remain focused on my customers and my employees success.

Thank you for considering us. My team and I are eager to meet your insurance and financial service needs, so don't hesitate to reach out for a quote or with any questions. We look forward to serving you and having you join our State Farm family!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our Mission is to provide a great insurance experience to our customers and assist in a fun and friendly environment where teamwork rules.

Our award winning office has been at the same location for over 40 years, and we have served many generations of local families in San Diego County for their insurance and financial service needs. Additionally, we service California, Arizona, Nevada, and Oregon, to help consolidate your insurance policies. Give us a call for a quote today, and be a part of our insurance family. English and Chinese speaking office. Thanks in advance for the opportunity to serve you!


Valerie Reinholtz

Office Manager

I am a San Diego native and am fortunate to live by the bay with a beautiful view of our sunsets. I have two daughters, and 4 grand children. I love sailing, hiking and enjoying the outdoor life San Diego has to offer. I look forward to helping you with your insurance needs!


Linda Chan

Customer Relations Representative

Hello State Farm World! My name is Linda Chan. I am a San Diego native, who was born, raised and also attended school here in San Diego. What can I say, sunny San Diego has been my backyard for most of my life. I guess you can say I know this place very well. After high school, I graduated with a Bachelor of Science in Business Management from San Diego State University. Go Aztecs!! While spending most of my professional career in Commercial Real Estate, ready for a fresh new challenge, I joined RCW Insurance Services in 2022 as an Account Representative.

My goal in insurance is to combine the skills and knowledge that I've acquired from my prior career, and apply it towards assisting my Customers in securing insurance that is most well-suited for their current and evolving needs. My approach allows for flexibility in adjusting individual insurance needs, at every stage and milestone of life. I enjoy getting to know my Customers and learning about “their story”, this allows me to provide recommendations for insurance coverage, based on their specific coverage goals.

I would love to chat with you and get to know your story. Give me a call today to go over any of your insurance needs.

Some fun facts about me:

I married my High School sweetheart. We have two beautiful children together, Christian (6) and Charlotte (2). On weekends you can find me spending time with my Family, whether it is an adventure around San Diego, or just a lazy Sunday at home. Family time is definitely the most treasured time for me.

My superpower is multi-tasking. Being Mommy to two little ones, you have to find ways to do it all, while still maintaining some form of sanity... all at once.

My hobbies include collecting anything and everything Hello Kitty and online shopping via Amazon Prime.

My favorite quote “A girl should be two things: classy and fabulous.” ― Coco Chanel.


Kelly Heng

Customer Service Representative


Tanya Cruz

Account Manager


Jennifer Vermeren

Assistant Office Manager


Kuli Viehmann